Ajo · Esusu · Susu · Chama · Stokvel, now online
Run your cooperative's savings rotation without the notebook. Verified members, clear rules, automatic collections and payouts. Every pot is paid in full.
5%
One fee, added on top of each contribution
100%
of every pot reaches the member whose turn it is
24h
slot reservation while new members verify
7
currencies across Africa and the US
How it works
The same rotation your community already trusts, with verification and bookkeeping handled for you.
Everyone confirms their phone with a 6-digit code, then passes an ID, selfie and AML check.
The cooperative head creates sub-groups with rules, then issues invite codes that admit a set number of people.
Members read the rules and the exact amount before joining. Not for them? They opt out and the slot is freed.
Everyone contributes each round. One member receives the full pot. The order repeats until all have been paid.
Example: 10 members × ₦100,000 a month. Each month one member receives ₦1,000,000.
Fees, stated plainly
We charge 5% of every contribution. It's added to what each member pays rather than taken out of the pot, so the person whose turn it is always receives the full amount the group agreed.
No sign-up or subscription fees
You only pay when you contribute.
Late fees stay in the group
If your group sets a late fee, it isn't platform revenue.
Shown before you join
Every member sees the exact amount, fee included, before accepting the rules.
Built for both sides
In more than one group?
Top up your wallet once a month. On each due date we pay every group you belong to automatically, earliest due first, and remind you if the balance runs short. Prefer paying yourself? Settle everything that's due in one checkout.
Security & compliance
Rotating savings depend on trust. We back it with verification, invite-only membership and records that add up.
Accounts are tied to a verified phone. Every payment is confirmed with your PIN.
ID and selfie checks, plus sanctions, PEP and adverse-media screening for every person.
No strangers. People join only with a code from their admin, after being verified.
Card, bank transfer and mobile money in each group's own currency.
Every naira in and out is recorded twice and balanced. Nothing is ever edited after the fact.
Payment confirmations are signature-checked and processed exactly once.
Fair turn order
Random draws publish their seed so anyone can verify the order.
Never miss a date
Push reminders 3 days, 1 day and on the due date.
Works on any phone
Install it from the browser. No app store needed.
Pricing
5%
of each contribution, added on top
FAQ